Residential Mortgage Loan Underwriter Consultant (Contract) Job at JBA International, San Francisco, CA

cGhDazduNlVSOTZCWUtmWWtPYWYycXRaa2c9PQ==
  • JBA International
  • San Francisco, CA

Job Description

Role Overview  
As a Part‑Time Residential Mortgage Loan Underwriter Consultant at JazzX AI, you will leverage your deep expertise in underwriting to build AI-technology to support mortgage underwriting activities. You will work closely with engineering, and product teams to convert real-world underwriting decisions into robust AI logic. 
Contract Duration: 3–6 months (potential to extend up to 12 months) 
Time Commitment: up to 20 hours/week (flexible) 
Key Responsibilities  
  • Underwriting & File Assessment
    • Underwrite a variety of residential mortgage loan files (purchase, rate‑term refinance, cash‑out refinance) per Fannie Mae DU and Freddie Mac LP guidelines.
    • Document underwriting rationale, risk profiles, and exception handling. 
  • Process Mapping & Rule Development
    • Deconstruct end-to-end underwriting workflows—from borrower qualification and income/asset verification to AUS findings and final approval.
    • Identify critical decision points and edge cases crucial for AI modeling. 
  • Model Validation & Feedback
    • Blind-test AI-generated underwriting recommendations against manual assessments.
    • Provide granular feedback to engineering teams to fine-tune decision rules and confidence thresholds. 
  • Knowledge Transfer & Training
    • Create clear, actionable guides on complex topics (e.g., compensating factors, manual AUS overrides, GSE compliance).
    • Host virtual workshops or Q&A sessions to transfer domain knowledge to cross-functional teams. 
Required Qualifications  
  • Experience: 5–10 years in residential mortgage underwriting at a senior or specialist level.
  • GSE Mastery: Deep, hands-on knowledge of Fannie Mae DU and/or Freddie Mac LP guidelines.
  • Analytical Acumen: Proven ability to assess borrower credit, income, assets, and collateral with accuracy and consistency.
  • Communication: Exceptional verbal and written skills to articulate underwriting logic and decision processes.
  • Consulting Approach: Comfortable in an iterative environment, providing structured feedback to product and engineering teams. 
Preferred Qualifications  
  • Experience at large retail or independent mortgage lenders (e.g., Wells Fargo, Rocket Mortgage, Chase).
  • Background in manual underwriting, AUS overrides, or secondary market delivery.
  • Familiarity with post-closing QC, servicing reviews, and secondary market delivery processes.
  • Prior involvement in technology or automation initiatives within mortgage operations. 
 

Job Tags

Contract work, Part time, Flexible hours,

Similar Jobs

UNM Sandoval Regional Medical Center

ANESTHESIA TECH Job at UNM Sandoval Regional Medical Center

 ...factors, including but not limited to experience, education, and other business and organizational considerations. Department: Anesthesia - SRMC FTE: 1.00 Full Time Shift: Days Position Summary: Expedite, facilitate and support the clinical work done by... 

TC Services LLC

Janitor Job at TC Services LLC

 ...Now Hiring: Part-Time Janitor Anderson, SC TC Services , a nationally recognized leader in commercial...  ...& Sat 1 hour Location: Anderson, SC Pay Rate: $10 - $12 per hour, depending on the position(paid weekly) Job Responsibilities: Perform general janitorial... 

HOATalent

Chief Engineer Job at HOATalent

 ...Role: Chief Engineer Salary: $95,000 - 105,000 Location: Fairfax County, VA About the Role We're looking for an experienced and hands-on Chief Engineer to lead the physical operations of a large-scale, 850-unit residential condominium. This role is ideal... 

DHL Express, Inc.

Part Time Ramp Agent- Portland Job at DHL Express, Inc.

 ...and benefits that bring the best to their personal lives.**Start YOUR career with DHL today...**We currently have openings for **Ramp Agents in Portland, OR.** This position provides operational support to the PDX Service Center and will ensure the efficient and timely... 

DoubleTree by Hilton Hotel Holland

Laundry Attendant Job at DoubleTree by Hilton Hotel Holland

 ...Keep our hotel fresh, one load at a time. At DoubleTree by Hilton in Holland, Michigan, our Laundry Attendants are key to the guest experienceensuring every sheet, towel, and linen is spotless and ready for a comfortable stay. Were looking for a reliable, detail-oriented...